Privacy Policy

Last updated: July 2026

Summary

Tap to Tick (the app, its Lock Screen and Home Screen widgets, and its Apple Watch companion) is a personal budgeting tool. It has no Tap to Tick servers, no analytics, no advertising, and no separate account system of our own. Sign-in is your existing Apple ID / iCloud account at the system level.

Where your budget data lives

Every entry you log — income, expenses, cash withdrawals, categories, budgets, account balances, optional place pins, and who logged a purchase — is stored first on your device.

When you are signed into iCloud and sync is available, that same ledger is synchronized through Apple CloudKit into your iCloud account (and, if you invite someone, into a shared iCloud zone both of you can access). Apple bills any storage to the record owner’s iCloud quota. Tap to Tick does not operate a database that receives your budget data.

• Without iCloud sign-in, the app works fully offline on the device; sync is simply unavailable until you sign in via system Settings.
• Widgets and Apple Watch still use Apple’s app-group and Watch Connectivity mechanisms on your devices.
• There is no Tap to Tick login screen on iPhone. Identity for sync is the system iCloud session.

Sharing with another person

You may invite a second person to the same ledger using Apple’s system share sheet (for example Messages). That person receives access through CloudKit sharing. Either of you can leave or stop sharing; when access ends, the participant’s window onto the owner’s records goes away. Export a CSV from Settings or History before leaving if you want a personal copy of the history.

Optional location on purchases

If you allow Location While Using the App, Tap to Tick may take a one-shot location fix when you save a purchase on the phone and store a loose place (approximate coordinates and an optional short label) with that entry so you can review it later on Apple Maps inside the app.

• Location is used only for this optional place-on-purchase feature.
• Location is not sent to Tap to Tick servers — there are none. When iCloud sync is on, place fields sync with the entry inside your iCloud budget like other entry fields.
• If you deny location permission, or a fix is unavailable or slow, logging a purchase still works; the entry is simply saved without a place.
• Lock Screen widget and Apple Watch log paths do not require location for success.

Ask AI

The "Ask" feature answers questions about your own budget by reading your stored entries on your device. It does not call any external AI service or API operated by Tap to Tick.

Third parties

Tap to Tick does not use third-party analytics SDKs, crash reporters, or ad networks. Sync uses Apple CloudKit. Maps shown for purchase places use Apple MapKit.

Children's privacy

Tap to Tick does not knowingly collect data from children. Budget data is stored on device and, when sync is enabled, in the user’s (or share owner’s) Apple iCloud account under Apple’s terms.

Changes to this policy

If how Tap to Tick handles ledger data changes further, this page will be updated and the date above will change.

Contact

Questions about this policy: thomas@kingdom-sites.com